Alt text needed

Special Offer for Open Farm Employees

Affordable Pet Insurance Plan Options

Exclusive 10% Off Employee Discount

  • 10% employee discount available for each pet enrolled
  • Plus, 5% discount available when 2 pets are enrolled, or if your pet is microchipped.
Alt text needed

Free Pet Insurance Quote in 30 Seconds

Spot coverage helps you protect your pet in case of accidents, illnesses, behavioral issues, emergencies, and more.

  • Choose a plan that works best for you, your pet and your budget! Spot Pet Insurance plans offer several coverage options that could save you thousands on covered conditions.
  • Next Day Accident Coverage - no enrollment fees or cancellation fees.
  • Add wellness coverage for just a little more per month and get coverage for annual wellness exams, vaccines, dental care and more!
Dog and cat sitting beside each other

Pet Insurance Plans for Your Pet

Pet insurance covers your dog or cat in case of unexpected injuries or illnesses. With plans from Spot, you can personalize your coverage to best suit the needs of you and your pet.


  • Bone Fractures and Lacerations
  • Swallowed Objects
  • Toxic Ingestions


  • Excessive Licking
  • Tail Chasing
  • Behavioural Modification Medications


  • Cancer
  • Respiratory Infection
  • Diabetes


  • Hip Dysplasia
  • Heart Disease
  • Intervertebral Disc Disease (IVDD)


  • Annual Exams
  • Dental Cleanings
  • Flea and Heartworm Prevention

How Pet Insurance Works

Rx icon
Visit Any Licensed Vet, Emergency Clinic or Specialist.

Get the care your pet needs and pay your bill.

Check icon
Submit Your Claim.

Send it in online, by mail, or by fax.

Heart icon
Get Reimbursed.

Payment can be sent by direct deposit or cheque by mail.