All-Heart, No Hassle Benefits
With Spot, you get more choices that lead to more happy tails for pets and pet parents, with benefits that go beyond care. It means less worrying, more peace of mind.
- Visit any licensed vet, emergency clinic or specialist.
- Get 70% to 90% back on eligible vet bills*
- Save 5% on a policy if your pet is already microchipped.
- Next-day coverage for eligible accidents
Let Us Help Pay Your Vet Bills
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Coverage for conditions like bone fractures, lacerations, swallowed Objects, and toxin ingestions and more.
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Coverage for issues like excessive anxiety, tail chasing, behavioural modification and more.

Coverage for conditions hip dysplasia, heart disease, intervertebral disc disease (IVDD), and more.

Coverage for conditions like cancer, digestive problems, respiratory infection, diabetes, and more.
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Annual exams, dental cleaning, flea and heartworm prevention and more.
*Reimbursement percentage based on your pet's age at the time of enrollment and renewal. See sample plan for full terms and conditions of coverage.
