BEST PET PLANS FOR DOGS & CATS

Canada's Favorite
Pet Insurance

  • Get up to 90% back on vet bills*

  • Save up to $1,500 on Pet Essentials5

  • Up to 10% Multi-Pet Discount.

  • 5% Microchipped Pet Discount.

Click For Price

Spot plans help cover your pet from head-to-tail.

Accidents

Spot plans help cover anything from emergencies to exams for eligible accidents.

  • Vet exam fees

  • Swallowed objects

  • Broken bones

And More, See Coverage >

Illnesses

Spot plans help cover diagnostics, treatments, and meds for unexpected illnesses.

  • Cancer & growths

  • Respiratory illnesses

  • Skin, eye, & ear infections

And More, See Coverage >

Wellness Add-Ons

Optional Preventive Care plans give cash back for covered exams, vaccines, and much more.

  • Routine Dental Care

  • Spaying or Neutering

  • Flea & heartworm prevention

And More, See Coverage >

How does pet insurance work?

With our pet insurance plans, you can make sure your pets get the best care without breaking the bank. Whether your pet needs routine check-ups, emergency treatments, or specialized care, we’ve got you covered.

1

Visit Any Vet

Yep! There are no vet restrictions. Visit any licensed vet in Canada or the U.S.

2

Submit Your Claim

Send us your bill online, via fax, or email.

3

Get Paid!

Get cash back for covered vet bills either by direct deposit or cheque – your choice.

6.Estimated Fees for Common Diagnostics and Procedures.” Veterinary Teaching Hospital, https://vth.upei.ca/avcvth-common-procedure-pricing/. Hypothetical vet bill and claim reimbursement. Reimbursement amounts may vary depending on the specific terms of the policy, including coverage selected, annual deductible, reimbursement rate, and annual limit. Individual experiences and outcomes may vary.

Find the perfect plan for your pet

Spot has affordable plans that help pay for visits to any licensed vet in Canada or the U.S. You can get up to 90% back on covered vet costs. Ensure your pet's well-being with Spot Pet insurance. Prioritize their care, not the cost.

Cat & Kitten Plans

Explore Cat Plans

Dog & Puppy Plans

Explore Dog Plans

View Sample Policy

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See Why We're Canada's Most Loved Pet Insurance

 
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No Waiting Periods for Accidents

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Multiple Pet Discounts for 2+ Pets

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Accident-Only Plan Option

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Prescription Food

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Most Providers

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Comparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.

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Spot Pet Insurance Frequently Asked Questions

Have questions about pet insurance and how it works? Don't worry, we've got you covered.

Why Spot is the Top Choice for Pet Insurance in Canada?

What Does Pet Insurance Cover?

When is the ideal time to get pet insurance for my pet?

What determines the cost of my pet insurance premium?

What is a Pre-Existing Condition?

Do all Vets take Spot Pet Insurance?