Top Rated Pet Insurance Plans for Cats
Spot pet insurance offers affordable cat insurance plans that can help cover your cat and kitten from head to tail, providing support to help you ensure they receive the best pet health care at all times.
When they’re sick
Get pet insurance for cats, including coverage for diagnostics, treatments, and prescription medication for covered conditions.
When they’re hurt
Spot plans cover emergency care, surgery, and rehab for cats injured in unexpected accidents, helping you ensure their health.
When they’re healthy
Keep up with routine wellness exams, vaccines, and more with optional Preventative Care benefits you can add to your plan.
What Do Spot Cat Insurance Plans Cover?
Spot offers two main plans: Accident & Illness and Accident Only. You can add an optional Preventive Care plan for added benefits
Vet Exam Fees
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Vet Exam Fees
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Alternative Therapies (e.g. Acupuncture)
Preventative Care for Your Cat
Regular veterinary check-ups included in preventative care plans can help with the early detection of potential health issues. Timely identification enables prompt intervention, and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventative measures can help protect pets from common and serious diseases, helping ensure their overall well-being.
Care Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving both money and suffering.
Long-Term Health
Regular check-ups, vaccinations, nutrition, dental care, and preventative medications can contribute to a cat's overall health, longevity, and higher quality of life.
Behavioral Well-Being
Preventative care can support behavioral health, helping address issues early and fostering a harmonious relationship between cats and their owners.
Peace of Mind
Knowing that a cat can receive regular preventative care can help provide owners with peace of mind that they are actively contributing to their cat's health.
Cat insurance that’s easy!
Spot makes it simple for pet parents to submit a cat insurance claim and receive reimbursement for eligible services.
Visit Any Licensed Vet
Yep! There are no vet restrictions. Visit any vet in Canada or the U.S.
Submit Your Claim
Send us your bill online, via fax, or email.
Get Paid!
Get cash back for covered vet bills either by direct deposit or cheque – your choice.
Cat Insurance Frequently Asked Questions
Have questions about pet insurance for cats and how it works? Don’t worry, we’ve got you covered.
